Getting Started

How much insurance do you need?

If something unexpected happens to you, your family will lose the income you once provided.

It’s important to properly plan your insurance solution. You need to know how much insurance it will take to ensure that income for those you care about. Using the convenient life insurance calculator form below, you will discover the ideal amount of coverage to replace your income.

After you run the calculator, you will get a chart showing how the insurance benefits will eventually diminish over time. This will give you a full picture of why you need the amount that’s shown. After you’ve looked it over, click the COMPARE NOW button to instantly compare a wide variety of different insurance quotes.


Your Insurance Specialists

Covering Your Needs

Different kinds of insurance cover different issues in your life but they all have one thing in common, They all protect you and those you love. You should not worry about your income being cut short if something unexpected were to happen to you. Coverage might consist of several kinds of insurance with different premiums.

We provide these online calculators purely to begin the conversation. We would love to hear from you when you feel ready to discuss your personalized Dream Protector Plan. Simply click below to book an appointment in person or over the phone.

Protect your income for those you care about

What Others are Saying

I started with Richard many years ago as a referral when I was looking for life insurance. He came highly recommended by a friend and I soon discovered why. Richard is extremely personable and easy to communicate with. He’s punctual and flexible in regard to meeting arrangements. He’s very knowledgeable about the products he sells as well as his competitors. Most importantly Richard is honest and has your best interest in mind. Since initially dealing with Richard for insurance I’ve also looked to Richard for financial advice and have not been disappointed. I would highly recommend Richard Vetter to anyone looking for financial and insurance services.

Rick L.

Customer, Richmond BC

I had the pleasure of working with Richard and his family team in 2016 when I was looking for a term life insurance. After doing a bit of research by myself, I have decided that would be best to work with an expert in the field to guide me in finding the best product for my needs. Their friendly approach and professionalism made it an easy choice for me. While working with the team, I really appreciated their genuine desire to help me find the best solution for my needs, which made me feel comfortable in sharing the context of needing a life insurance product. They were able to give me the best quote on the market which made me very satisfied with the outcome. Thank you guys!

Razvan M.

Customer, Richmond BC

My wife and I are very satisfied with the service Richard, Zinha and Peter Vetter has provided us with. My wife and I needed to renew our Life Insurance’s privileges and they were very helpful, knowledgeable and professionals, and made it super easy to make the changes. They took care of communicating with Life Insurance Company, sent us the papers we needed to sign and it was done! We’re glad we made the switch to a family owned local business in Steveston, Richmond BC. We’re recommending them to our friends.

Liz and Leo M.

Customer, Richmond BC